Vision
Unstoppable finance for everyone
Tech Preview
UPP is live on Sepolia at preview.upd.io. UPD token coming soon.

The Problem
Traditional finance is permissioned. Banks can freeze accounts. Stablecoin issuers can blacklist addresses. Your access to your own money depends on the goodwill of intermediaries.
Public blockchains solve custody but create a new problem: total transparency. Every transaction, every balance, visible to everyone. This isn't how finance should work.
Our Solution
UPD is unstoppable finance - a dollar-pegged stablecoin that combines:
- Self-sovereignty: No one can freeze your funds
- Privacy: Your balance and transactions are your business
- Compliance: Prove what you need to, when you need to
Core Principles
Non-freezable by design. The smart contracts have no admin keys, no blacklist functionality. Once you hold UPD, it's yours.
Privacy as default. Shield your UPD into the Universal Private Pool. Transact without broadcasting your financial life to the world.
Compliance when needed. Viewing keys let you prove transaction history to auditors, tax authorities, or anyone you choose - without exposing everything.
The Ecosystem
| Component | Purpose |
|---|---|
| UPD | Stable, non-yielding, 1:1 USD peg |
| sUPD | Yield-bearing wrapper, 8-10% APY |
| UPP | Privacy layer for private transactions |
This is finance that works for you, not against you.